Basic and Supplemental Life and Accidental Death & Dismemberment (AD&D) Insurance

life death dismemberment

With CareFirst Life and AD&D insurance, employers can offer coverage that provides financial support in the event of loss of life.

CareFirst Basic and Supplemental Life and Accidental Death & Dismemberment (AD&D) employees benefit from:

  • Claims can be submitted by phone, fax or paper—making filing easy
  • 98% of completed life claims have decisions reached within five business days
  • Payments issued within 24 hours of approval

Benefit offerings include:

  • Non-contributory and contributory options
  • Generous guarantee issue amounts so employees can obtain coverage regardless of health history
  • Enhanced financial well-being helps employees to be covered regardless of work status
  • Waived premiums if an employee becomes ill or disabled
  • Accelerated benefits for employees diagnosed with a terminal illness

Contact your CareFirst representative to request more information about CareFirst's basic and supplemental life and AD&D products.